We offer strategies designed to accelerate your financial well-being.

At Cody and Associates, we use our Lifetime Economic Acceleration Process *(LEAP®) to help clients achieve their retirement goals. This macroeconomic approach to retirement strategies helps protect your assets with less potential risk.

Step-by-step, improve your retirement life.

Our process provides clarity to help achieve your financial goals. Together, we follow these steps:

Retirement Income Strategies

Create a stable income stream.


Are you nearing retirement and wondering how to support the next chapter with your defined benefit pension, 401(k), Social Security, or other income sources? Transitioning from a paycheck to retirement savings needs careful planning around timing, taxes, and cash flow. We can develop a tailored retirement income strategy, address gaps, and recommend additional income sources if necessary.



Tax Minimization

Protect your hard-earned assets.


Paying taxes can be stressful. After a year of hard work, debts, and savings, settling your tax bill can feel daunting. We help find strategies which help maximize deductions and employ effective tax strategies which help ensure you don't overpay. By partnering with your accountant or CPA, we explore tailored tax minimization tactics, to help you to allocate more resources to your financial goals. 



Legacy Planning 

Remember loved ones with a meaningful gift.


Discussing your legacy can be sensitive, but planning is essential to help avoid emotional and financial challenges for your loved ones. Without proper preparation, your estate may face probate, increased taxes, and family confusion. We help update beneficiary information, select life insurance policies as appropriate, and collaborate with your attorney to create wills, powers of attorney, and estate planning documents. Organizing these details helps ensure your final wishes are documented and support your heirs.

College Planning

Plan for college and still save for retirement.

 

Can I plan for my child’s college and still save for retirement? Yes, we can help you do both.

College planning is a significant financial, logistical, and emotional undertaking. As a parent, you understand the value of education and its long-term impact. We believe you shouldn't have to choose between education and retirement. Let us help you start planning effectively.

Download our no-cost, no-obligation resource guides

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Maximize Your Retirement: 5 Smart money Moves for Your Old 401k

Not sure what to do with your old 401(k)? This guide covers five options—rollovers, cash-outs, and annuities—explaining the pros, cons, and tax impacts so you can avoid penalties, fees, and lost growth.

Understanding RMD Options. The Key to More Money and Less Stress in Retirement

Required Minimum Distributions don’t have to shrink your nest egg. Learn when they start, how they work, and smart ways to reduce taxes and keep more of your income.

5 Essential Strategies to Help Ensure Financial Success in Retirement

This guide shares five steps to retire with confidence—from defining your purpose to creating a reliable income plan. Learn to budget, manage risks, use tax-efficient income, and ask the right financial questions to reduce stress and focus on what matters most.

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