College planning with Cody and Associates.

Our objective is to help you recover college costs through various investment and tax savings opportunities, ideally for a net cost of $0 by your retirement date.

Choose the right college option.

We offer two strategies tailored to your needs, differing in the amount of time and attention from our advisors. Both options provide unlimited customer service. Consider these questions to decide:

1

Do you prefer a hands-on program requiring more effort or one with more personal guidance?

2

Can you follow monthly instructions and complete tasks independently, or do you need more direct help from a advisor?

3

Is saving money on the fee worth trading a little time?

Option 1: Platinum Strategy

This option is offered in partnership with College Funding Service Center. 


With this option, students and their parents receive the following:

  • Free application for FAFSA and CSS profile.
  • Need-based institutional financial aid forms.
  • Scholarship report.
  • Deadlines report.
  • Evaluation of award letters and analysis.
  • Introductory phone call.
  • College tracking list.
  • Career assessment.
  • Two student positioning sessions.
  • Student positioning program.
  • Scholarship guide.
  • Appeals process support.
  • Education loan options counseling.
  • Monthly college planning sessions with Q&A.
  • Monthly email reminders.
  • A comprehensive customer service system.
  • College admission bootcamp.
  • Data verification session.
  • Financial aid forms filled out for freshman, sophomore, junior and senior years.

Option 2: College Success Blueprint

For students, we develop a personalized Student Success Blueprint which includes:


  • Personalized student timeline.
  • Establish a timeline for services and important deadlines for college prep, completely tailored to the student’s needs.
  • True Value College Search.
  • Help students find colleges that meet their personal criteria and offer top scholarships.
  • Find schools that offer the highest percent needs met with minimal loans.
  • Customized scholarship search.
  • Robust academic resume development.
  • Academic application portfolio.
  • Personality, skills and learning style assessments.
  • College major and career consulting and college credit strategies.
  • Scholarship interview preparation.
  • Timeline for getting applications submitted, letters of recommendations, essays and official transcripts.
  • ACT and SAT diagnostics test with score and feedback.
  • Identify which test the student will score highest on. We will then set the timeline for the test and activate the appropriate prep course. 
  • Essay evaluation for college and scholarship applications.
  • Professional essay reviews that students can use for admission or scholarship essays.
  • Campus visit preparation.
  • Student accountability.

For parents, we develop a personalized Parent Success Blueprint which includes:


  • Financial aid analysis meeting.
  • Calculate Department of Education’s expected family contribution.
  • Determine key factors that affect EFC and develop planning concepts to help lower it, if applicable.
  • Analyze ability to qualify for grants and scholarships.
  • Evaluate whether the school’s aid offer is fair.
  • Determine if the student was mis-awarded, under-rewarded, or leveraged, and help appeal the award with the help of our negotiation team. 
  • Provide guidance on educational loan options.
  • Complete a cashflow analysis on how best to fund college in addition to a comfortable retirement lifestyle.
  • Provide financial planning recommendations for the best way to fund out-of-pocket college expenses.
  • Continual support throughout the financial aid process. 


For the family, we help with paperwork and forms:


  • Guide families in the completion of the important FAFSA (Free Application for Federal Student Aid) to ensure accurate and timely submission which is key to maximizing financial aid. 
  • Guide families in filing the college board’s complex CSS Profile Form or any other institutional financial aid forms that are key to maximizing a family’s ability to qualify for individual colleges’ private endowment funds. 

College Cost Recovery Planning

Both options include our College Cost Recovery Program to help you recover college expenses and our coaching fees.